A local Treasure Valley property resource

Treasure Valley property options

Creative Home Partners Creative Home Partners Homeowner Options · Nampa

Important: start with your mortgage servicer. This resource is operated by Creative Home Partners, a DBA of Scarlett Investments, LLC, a private real-estate investor and potential buyer. We are not a government agency, lender, law firm, nonprofit, foreclosure-relief company, or housing counselor. We do not contact or negotiate with your lender, modify loans, provide legal or housing advice, or stop or postpone foreclosure. Contacting us does not extend any deadline. Call your mortgage servicer promptly and consider speaking with a HUD-approved housing counselor or an Idaho attorney. If you also want to compare a possible sale, we may evaluate the property as a prospective buyer for our own account.

Idaho foreclosure resources Nampa

Canyon County and federal pages for a Nampa household under payment stress

These are official and primary sources a Nampa homeowner can open. This is not a recommended-vendor directory. We do not operate these agencies.

This company is a potential buyer, not a counselor. Creative Home Partners may offer to purchase property for its own account. That is a commercial interest. Contacting us does not pause foreclosure. We will not stop a foreclosure.

Federal locators first

The CFPB housing-counselor locator lists HUD-approved agencies by ZIP. CFPB mortgage help frames free foreclosure help and flags advance-fee guarantees. What is a mortgage servicer? is the Ask CFPB explainer. HUD housing counseling is the program overview plus HUD’s published referral line. HUD, Avoiding Foreclosure is HUD’s own page; we are not that program. Idaho Legal Aid is a public legal-aid homepage. Home Fit Idaho is independent; confirm current counseling on their site.

Trust-deed chapter — official text, not a kitchen clock

Title 45, Chapter 15 — Trust Deeds is the Legislature’s chapter. § 45-1505 is when a trustee may foreclose by advertisement and sale, including notice of default. § 45-1506 is manner of foreclosure, notice, and sale, including the official one-hundred-twenty-day figure before the day fixed for a trustee’s sale. That figure is a statute, not your personal calendar. § 45-1506C is supplemental notice and an opportunity to request a loan modification when that section applies. This site will not turn it into a countdown.

County offices west of the seat, plus state housing

Nampa is not the county seat. Recorded documents still sit with the Canyon County Recorder. Parcel and assessment questions go to the Canyon County Assessor. Idaho Housing and Finance Association is the state housing-finance agency homepage; this site does not certify program eligibility.

Courts and counsel

Idaho Court Assistance Office is statewide self-help. Idaho State Bar Lawyer Referral Service is a public referral; a referral is not an endorsement by this company.

Use the organizer if you want a personal checklist that still refuses to invent a deadline.

Last reviewed: September 1, 2026

Official pages first

Those links are the offices that publish the records. If you still want to talk about a property, call or ask us to call you.

Open the organizer